Real Estate Loan Center Originator II

Reports To: Real Estate Loan Center Manager

Primary Functions: Originate real estate and mortgage loans.

Duties and Responsibilities:

1. Ensure members provided timely and accurate information on the credit union's real estate loan programs, handle member inquires related to real estate or mortgage loans.
2. Answer all in-coming calls as necessary pertaining to real estate and mortgage lending issues. Provide back in the telephone queue.
3. Maintain current in depth knowledge of real estate lending policies and guidelines. Maintain current general knowledge of mortgage lending policies and guidelines.
4. Originated applications for in-house and other non-mortgage real estate loans.
5. Underwrite real estate loan applications.
6. Provide assistance to real estate processors as necessary.
7. Provide assistance to processors as necessary.
8. On approved files give the real estate processor the loan file to contact the member with loan approval and conditions. Clear loan conditions timely to ensure a smooth closing.
9. On declined files, advise the borrower of the decline and issue refunds, returning documentation as necessary.
10. Promote Global Credit Union real estate programs and cross-sell credit union services.
11. Perform other duties as assigned.

Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.

Creditable Experience in Lieu of Education: Two years responsible real estate lending experience or one year at the loan officer level. Advanced industry courses in real estate lending.

Experience/Skills: Good written and verbal communication skills with attention to detail. A thorough knowledge of all aspects of real estate lending including all applicable laws and regulations. Two years of increasingly more responsible real estate lending experience.

Tenure: RE Loan Originator II, Category 12, requires twelve months in the RE Loan Originator I position with performance that meets or exceeds expectations. Directly related work experience and/or accelerated training completion may be substituted for tenure.

Salary Pay Range:

• Real Estate Loan Center Originator I (Category 13): $44,803 - $66,309 annually
• Real Estate Loan Center Originator II (Category 12): $48,387 - $73,549 annually

Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above.

In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.

• Short-term and long-term incentives
• Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
• 401(k) plan with a 5% match
• Employee Assistance Program (EAP)
• Life and disability coverage
• Voluntary cash benefits for accident, hospitalization and critical illness
• Tuition Reimbursement
• Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
• Click here to view Global’s comprehensive Benefits Programs.

Equal Opportunity Employer